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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

To-Do Lists an Important Part of Being a Better Employee What makes a good employee? Take a look at how the star employee in your office operates. Chances are that they don’t run around in a constant fog of stress and pressure. Good employees are usually calm and conscientious; they seem to always get the job done with a minimum of hair pulling and frantic rushing around. Is it just genes that these people have that allow them to work like this, or are some people just better at managing stress than others? The answer is probably not. If you take a closer look at the star employee in your office, you will are likely to see that they are so stress free and productive because they are good at managing their time. And chances are they manage that time with the help of a to-do list. The to-do list is an often-overlooked part of working life. While they are the kind of thing people expect housewives to carry around with them in their purse while they run errands, many people think they can do without them in the work place. This is a big mistake. Being productive at work is all about being able to carry out your tasks in a timely manner, and being productive at work is also about managing your stress. If you are too stressed out, your work will suffer for it. You will fall behind because you won’t be able to concentrate, and you will make mistakes you might not have made if you were able to take your time with your work. So, how can a to-do list help? To-do lists can do many things for you in your busy working life. For starters, to-do lists remove the problem of having that all important phone call or meetings slip your mind. When you have a to-do list, everything that needs to be accomplished is set out there for you, so there is no more explaining to your boss why you stood up your company’s most important client. With a to-do list, you can also see the bigger picture of everything that needs to be done, so you can plan your time wisely. Working on tasks one after another as they come up is not a smart way to accomplish things at the office. Some jobs are on a tight deadline, while other jobs can stand to wait a little while. When you set everything out for yourself in a to-do list, you will be able to prioritize your tasks in order of importance, so you get the crucial work out of the way first thing, and only move on to less important jobs when you have the time to devote to them. All of this organization will make your working life less stressful. Imagine a typical day without a to-do list. You come in to the office in the morning, you work through all of the email sitting in your inbox, you make a few phone calls, chat with some co-workers in the break room, answer a few more emails, and then bam! All of the sudden, you remember that the presentation your boss needs for the big meeting is due at 2 p.m., and you haven’t even started it. Now you resort to hair pulling and frantic working. Then, you give your boss the presentation over an hour late, and it is filled with mistakes and sloppy work. Now imagine the same day with a to-do list. You get the presentation out of the way first thing, and you have time to check it. Then you can move on to less important tasks without the dark cloud of stress hanging over you. To-do list writing is time well spent if you want to succeed at work.

Web Hosting - Do It Yourself Administration, Things to Consider The choice of whether or not to try to administer your own web site brings with it a host, pun intended, of issues. For most web site owners, the primary focus is naturally on creating, maintaining and enhancing the site. That often is just part of managing an entire business, for which the web site is just the means to an end. That implies there will be little interest in or time left over for technical administration like database maintenance (tuning, space management, security, bug fixes), establishing and maintaining backups to ensure they're successful and usable, email administration, disk space management, applying operating system fixes for bugs and security, and other tasks. But cost is always a factor in any business. Paying for technical help can burden the budget of a new and struggling business. Consulting fees can range from a few dollars an hour to over $100. On the lower end, the poor skill level and quality of work will make it not worth even that small amount. On the higher end, you can quickly rack up expenses that will bust your business. Permanent employees are usually somewhere in the middle of that range when you add up salary, employment taxes and more. Often, server and/or web site administration can be paid for as part of the web hosting package. That cost is usually lower than independent contracting help, but those staff are usually tasked with maintaining dozens if not hundreds of servers and sites. They can, therefore, give very little individual attention to yours. Often, novice web site owners are intimidated by some of the technical requirements for server or site administration. But, as with anything, a little familiarity can show that the knowledge required is more modest than one might expect. Administration in many cases involves fairly elementary, and frequently repetitive, tasks. These can be learned easily. Using a test site or a free hosting service is a good way to practice and learn without risk or cost, other than time invested. Once that initial hurdle is jumped over, administration can be done quickly and some even find it interesting. It allows the site owner to exercise additional control over the total product, and there's satisfaction in being able to say 'I did that' even if you prefer not to do it forever. That real-life learning experience also allows the site owner to better judge any consultants or staff that are hired. It's much easier to judge if someone is providing you with an accurate assessment of a problem if you've solved it yourself. Any time-estimate they provide to fix it can also be better calculated if you've had to do it yourself. Every web site relies on a variety of factors, usually unseen, in order to continue to function properly. But the fact is that they misbehave from time to time. Deciding whether to tackle those problems yourself depends on your available time and skill set, and what it will require to get things back on track. In other words, it's a standard cost-benefit analysis that everyone has to undertake every day in life.